The Piedmont Bank

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On October 3, 2008, FDIC deposit insurance temporarily increased from $100,000 to $250,000 per depositor...

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Product Spotlight

Please call our Personal Banker to find out how you can become a Business Banking customer. Banking Online has never...

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Business Checking
  • $100 minimum to open
  • $10.00 monthly maintenance fee
    Maintenance fee can be avoided by maintaining a $1,000 minimum daily balance
  • One hundred fifty (150) checks or debit transactions are permitted
  • An excess debit fee of $.35 will be charged for each check or debit transaction in excess of one hundred fifty (150) per month.
Community Checking
  • For non-profit organizations
  • No minimum balance required
  • No per check or debit fees
Commercial Checking
  • $100 minimum to open
  • $15.00 monthly maintenance fee
  • $.09 per credit item
  • $.15 per debit item
  • $.0162/$100 average ledger balance for FDIC insurance
    Account features a monthly earnings credit to reduce or eliminate fees.  Other miscellaneous fees will be charged at the published rate.
Business Interest Checking
  • For sole proprietors, non-profit organizations, government units and those acting in a fiduciary capacity. Federal Regulations prohibits us from offering interest checking to partnerships and corporations.
  • $100 minimum to open
  • $15.00 monthly maintenance fee
    Maintenance fee can be avoided by maintaining:
    $2,500 minimum daily balance
  • Interest is compounded daily on collected balances of $2,500 or more
  • Interest will be credited to your account monthly

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